When it comes to home improvement or repair projects, it’s common practice to hire contractors, electricians, or other specialized professionals. While cost considerations are essential, choosing a contractor solely based on the lowest bid can expose you to potential risks…
Workers’ compensation fraud is a costly issue, burdening the insurance industry with an annual estimated cost of $5 billion, as reported by the National Insurance Crime Bureau. While the exact proportion of overall workers’ compensation expenses due to fraud varies,…
Employees who have been on the job for less than a year account for one-third of workers’ compensation claims, according to a new report. Injuries suffered by new workers in their first year on the job account for nearly 7…
Workers’ compensation insurers are grappling with covering claims for workplace COVID-19 infections that develop into long COVID, as those claims may stay open for years in some cases. For companies in states that adopted laws requiring workers’ comp insurers to…
Truckers, delivery drivers, farmers, firefighters and workers that drive or ride in large commercial trucks and vans, farm equipment and fire apparatus, regularly injure themselves when entering and exiting their vehicles. Usually, they get hurt because they are in a…
If one of your employees had a serious medical emergency while at work, would your staff know how to respond? Unfortunately, most U.S. employees are not prepared to handle cardiac emergencies in the workplace because they lack training in CPR…
Workers’ compensation insurance can be a large cost center for a business, and if your employees are regularly injured on the job those costs can quickly become a financial burden, even in this period of low rates. Companies in industries…
Material handling accidents account for thousands of injuries and a number of deaths each year on construction sites. They are one of the top injuries in the construction trade and can result in serious injuries and death depending on the…
For the most part, when a business needs to file an insurance claim, the carrier accepts the claim and sends out an adjuster to assess the damage, after which it starts paying the claim. But the process sometimes doesn’t go…
