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With homeowner’s insurance rates on the rise, you may be looking for ways to reduce your annual premium without skimping on coverage. After all, a large portion of your net worth resides in the same place as you do. But…

More and more residents of smaller towns and cities in California are facing a stark reality of having their insurer non-renew their homeowner’s insurance policy, only to find few if any other carriers willing to step up to take on…