Category Auto

Hitting the Road? Protect your Fifth-Wheel or Pop-up Camper

Colorful vintage camper van with awning set up for summer camping, highlighting the importance of insuring fifth-wheels, travel trailers, and pop-up campers.

As summer approaches, many Americans start planning for camping excursions in the months ahead in motorhomes, fifth wheels, travel trailers, and pop-up camper trailers. And while motorhomes are vehicles that require their own insurance policy since you are driving them…

Reducing Your Risk When Driving at Night

Car driving at night on a rural road with headlights on, illustrating the risks and safety tips for nighttime driving.

Driving at night is more dangerous, even though there is often less traffic than during daylight hours. Nighttime crashes are three times more fatal than those that occur during the day, according to the National Highway Traffic Safety Administration (NHTSA).…

Had an Accident? Put Your Smart Phone to Use

A close-up of a person's hands holding and using a smartphone inside a car, highlighting the importance of documenting a car accident with photos. Taking pictures of vehicle damage, injuries, skid marks, and the accident scene can provide crucial evidence for insurance claims and legal cases, ensuring a smoother claims process and protecting the rights of those involved.

Taking pictures after a car accident can be crucial for your insurance claim, as they provide irrefutable evidence of the damage, injuries, and surrounding conditions, helping to establish fault and support your compensation claims. This is especially important after an…

Your Car’s ‘Black Box’ Can Save You Money

Close-up of a car interior showing the steering wheel, dashboard, and infotainment system. Modern vehicles like this often come equipped with an event data recorder (EDR), also known as a "black box," which captures critical driving data in case of an accident. Concepts of car insurance, safety, and security

Once only in commercial aircraft, “black box” event recorders are now standard in most new cars sold in the U.S. Like on a plane, in the wake of a crash, the black box analyzes the cause and effects of an…

Auto Insurance Minimum Liability Levels to Double

Cars and coins, Car loan, Finance, saving money, auto insurance and leasing time concepts.

Thanks to a new law, starting Jan. 1, 2025, California is increasing the minimum liability coverage levels that drivers in the state will be required to have on their auto insurance policies. The new minimums, double current levels, are meant…

Auto Insurance Minimum Liability Levels to Double

Car on coins background; Car loan, Finance, saving money, insurance and leasing time concepts.

Starting Jan. 1, 2025, California is increasing the minimum liability coverage levels that drivers in the state will be required to have on their auto insurance policies. The new minimums, double current levels, are meant to keep up with inflation,…

State Law Requires Insurers to Verify Your Annual Mileage

Under California law, auto insurers are required to verify vehicle mileage at least every three years, including current annual mileage and miles driven to and from work and/or school. The state requires insurers to collect this information so that they…

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